Card, bank transfer, USSD, and mobile money collections land straight in the Koda account. Supplier and staff payouts go out the same way, with every movement tied to an order.
Koda is a financial technology company, not a bank. Banking services are provided by partner banks duly licensed by the CBN.
Accept customer payments by card, bank transfer, USSD, and mobile money — through checkout links, the storefront, or a WhatsApp order the AI assistant closes out.
Pay suppliers, staff, logistics partners, and business expenses from the same operating account. No separate app for money in and money out.
Every payment is tied to an order, a customer, and a channel on an append-only ledger — never a spreadsheet you reconcile by hand at month end.
Every payment channel a Nigerian customer already uses
Signing up opens the storefront and the account together — payments are live from day one.