1. Acceptance

By using Koda, you agree to these Terms.

2. Eligibility

You must be 18+ and operating a lawful business.

3. Account registration

Provide accurate KYC information. You're responsible for your credentials.

4. Description of services

Storefront, AI assistant, payments, banking via licensed partner banks, and related modules.

5. Payments & banking disclosure

Funds are held by a CBN-licensed partner bank. Koda is not a bank.

6. KYC / AML

You consent to KYC checks and ongoing monitoring.

7. Governing law

Federal Republic of Nigeria.

8. Contact

legal@koda.africa